All auto accident cases are not equal in value when it comes to financial recovery. There are multiple reasons why claims are paid at different rates, with most of those involving personal contribution to causing the injury or a minimal amount of auto insurance protection carried by a negligent driver. Fault for causing an accident matters significantly in Arizona, and individuals who have zero comparative negligence are eligible for whole damages when resources are available for pursuit by an experienced Phoenix auto accident attorney.
Financial damages from an auto accident comes in two forms. They are compensatory damages and punitive damages. Compensatory damages are for pecuniary items like physical property damage, lost wages, and medical bills. Accidents involving valuable vehicles will generate more in terms of physical property damage recovery than in a typical low value car crash. Medical bills can be extensive and add up quickly, but many times financial damage recovery is lessened by the negligent driver’s auto policy limits. Pain-and-suffering recovery is considered compensatory as well, but is classed as non-economic, so the amount available is based the alteration of the victim’s lifestyle, lost employment, and health going forward following the settlement. Punitive damages may also be assigned as well when a case goes to a full trial based on the seriousness of the injury and the material case facts. This can be a considerable sum when the defendant has significant personal wealth or the accident involves a commercial vehicle that was being operated with gross negligence regarding highway rules and regulations.
Your Attorney Can Matter
It is rarely a good decision to attempt handling an accident injury claim personally because insurance company adjusters are trained professionals who understand when they can lessen the value of a claim, if not issue an outright denial. Additionally, proving the claim is valid in court is the responsibility of the injured party. Insurance companies are infamous for bargaining in borderline bad faith, as they are primarily obligated to protecting the company and their client. Our Phoenix accident lawyer can conduct a thorough investigation of the accident, including potential defective product issues with a vehicle, and craft a solid case on your behalf against all negligent parties. The only way to be compensated fairly and equitably is with an aggressive accident attorney who can accurately investigate and represent your claim.
Never let a bad faith insurance company deny you an equitable accident settlement after suffering a personal injury. Always get an aggressive Phoenix area auto accident and personal injury attorney who will fight for a maximum claim settlement while ensuring all of your legal rights to compensation are enforced.