Don’t Give a Statement to the Opposing Insurer After a Motor Vehicle Accident

If you’ve been injured an any type of accident as a result of the carelessness and negligence of somebody else anywhere around Phoenix, it’s likely that a claims adjuster from the opposing insurance company will contact you and ask you to give a recorded statement. If that happens, politely refuse to give any type of statement. After that, call us.

Don’t Waive Your Rights
When the opposing party’s insurance company is making a determination on whether or not to pay on a possible claim, that insurance company’s adjuster is going to conduct an investigation. In the course of that investigation, he or she is likely to call you “just for purposes of getting your side of the story and nailing down liability” That adjuster might even tell you that the opposing insurance company isn’t required to pay you a penny unless you consent to that recorded statement. You might even be told that it’s just going to close your claim file without that statement. Don’t believe any of that. Arizona gives you two years after the date of an accident to file your personal injury lawsuit.

Devaluing Your Claim
After an accident, you’re not required to give the opposing insurance company any type of a statement without an attorney being present on your behalf. You can give a statement without an attorney present, but it’s strongly recommended that you don’t do so. That’s because the opposing insurance adjuster is going to try to get you to contradict yourself in your statement. After that, he, she or the insurance company’s lawyers will try to use your own words against you in attempts to attack your credibility and devalue or even deny your claim.

The Adjuster’s Goal
Always remember that an adjuster for any car insurance company has one single objective. That’s to try and push some or all of the liability for your motor vehicle accident and injuries over onto the claimant. That way, it only needs to pay out as little as possible or nothing at all on a claim against its insured person.

If you were injured in a motor vehicle accident as a result of the carelessness and negligence of somebody else, rather than giving a statement to that person’s insurance company, contact our motor vehicle accident attorney in Phoenix first. We’ll arrange for a free confidential consultation and case evaluation. You’ll be advised of your full range of legal options.