Personal Injury Claims vs. Personal Injury Lawsuits in Phoenix AZ

As per the U.S. Centers for Disease Control and Prevention, about 30 million people are treated every year for accidental injuries. Many of those injuries result from the carelessness and negligence of somebody else. If you’re in that situation, you’re likely to have important questions. Our Phoenix personal injury lawyers at Tobler Law are here to help you. 

What is a Claim?
A personal injury claim is not a personal injury lawsuit. A claim is filed with the insurer of the person or entity who you claim to be liable for your damages. If you wait too long to make or process a claim, Arizona’s statute of limitations on personal injury cases might expire. If that happens, it’s highly likely that you’re not going to see a dollar’s worth of compensation. That’s because you sat on your rights. 

Arizona’s Statute of Limitations
The applicable statute of limitations for accidents varies from state to state. For example, Tennessee’s statute of limitations is only one year from the date of the accident. In Maine it’s generally six years. Arizona’s statute of limitations for an accident is generally two years. Your insurance claim in Arizona does nothing to protect you from having the two year statute of limitations expire though. Only a timely filed personal injury lawsuit will protect you from having it run. 

There are times when accident victims might try to process personal injury claim on their own without the benefit of of an attorney. That’s when the opposing insurance company has the claimant right where they want him or her. It’s highly likely that the claimant will make mistakes that will cost thousands of dollars in the future. Even if a formal personal injury lawsuit is filed, those mistakes can be used against a person in litigation. We’re well aware of those mistakes, and we don’t make them. 

If you or a family member are injured in an accident anywhere in or around Phoenix, we offer free consultations and case evaluations. Given the fact that it’s not going to cost you a penny, it’s far better to speak with us right away. You don’t need to bring a single penny with you. That’s because we take accident cases on a contingency fee basis. No legal fees at all are due unless we obtain a settlement or verdict for you. Don’t give any kind of a statement to that other insurer. Contact us first after being injured as a result of the carelessness and negligence of somebody else.